Cover for the hours you are off dispatch.
Leased to a carrier, their policy covers you under dispatch. Bobtail and non-trucking liability answer for the hours you are not — and most lease agreements require it.
- Required by most lease agreements
- Covers off-dispatch driving
- Pairs with physical damage
Bobtail & non-trucking liability
Where the line falls
When you are leased to a motor carrier, their policy covers you under dispatch. Bobtail and non-trucking liability answer for the hours you are not — driving home empty, running to the shop, or deadheading on personal time. Carriers commonly require it as a condition of the lease agreement.
The line: you are off dispatch
This side — Bobtail & non-trucking liability
Driving home empty, running to the shop, or deadheading on personal time.
The other side
Under dispatch you are on the carrier’s policy. The day you hold your own authority, that policy is gone and you need the full programme in your own name.
Commercial truck insuranceWhat it answers for
- 01 Liability while driving the tractor off dispatch
- 02 Deadhead and personal use, as defined by the policy
- 03 The lease requirement most motor carriers place on leased owner-operators
Who asks for it
- 01 Motor carriers, as a condition of the lease agreement
- 02 Leased owner-operators who drive the tractor outside dispatch hours
Questions
- Do I need bobtail if I am leased to a carrier?
- Almost certainly. The motor carrier policy covers you under dispatch. Bobtail and non-trucking liability cover the hours you are not — driving home, running to the shop, or on personal time. Most lease agreements require it as a condition.
Quote desk
Send it once. We market it to every carrier.
Give us the operation details and your MC or USDOT number. An agent pulls your safety profile, shops the risk across our markets, and comes back with real numbers.
We brought back what you entered last time, on this device only.
Get covered
Tell us what you haul. We will build the policy around it.
(713) 904-4970 · insurance@truckingservice.net