Austin metro · Travis County
Commercial truck insurance for Austin.
For owner-operators and fleets working Austin’s jobsites, warehouses and the I-35, SH-71 and US-290 corridors.
English & Spanish Shared AJM phone line
01 / Your operation
From the loading yard to the next Austin jobsite.
Austin trucking mixes construction hauling, urban delivery and freight running in and out of the metro. A quote request should describe the whole job, the equipment you use and who contracts the work.
Dump trucks and aggregates
Austin’s construction keeps dump trucks moving between quarries, plants and sites from Manor to Buda. Tell us what you haul, your truck and trailer configuration, and whether you load or unload on active sites. Bring the contractor’s written requirements.
Urban delivery and last-mile
List your delivery area, stops and cargo, from central Austin to Cedar Park and Del Valle. Explain whether you run box trucks, tractors or mixed equipment and whether drivers install or perform other work at a customer’s site.
Freight in and out of the metro
If you run I-35 toward San Antonio or Dallas, SH-71 toward the airport and Bastrop, or US-290 toward Houston, include those lanes even when most work is local. Identify trailers you own, lease or interchange.
02 / Coverage review
Match the coverage to the exposure.
Use these starting points to discuss your operation with an agent. Availability, limits and exclusions depend on the insurer and the policy offered.
Auto liability
Discuss the liability exposure from operating the truck and the limits requested by your customers.
Explore coverageMotor truck cargo
Review the goods you transport, load values and the proposed policy’s commodity restrictions and exclusions.
Explore coveragePhysical damage
Review protection for the truck and trailer, their values and any lender or lease requirements.
Explore coverageGeneral liability
Ask which business activities outside vehicle operation need a separate review.
Explore coverage
Leased to a carrier? Ask separately about bobtail and non-trucking liability. The terms are not interchangeable; the lease, truck use and policy wording matter.
Bobtail & non-trucking liability03 / What to prepare
Make the first conversation count.
You can start a request even if you do not have every document. The agent can explain what is needed next.
Request a truck insurance quote- Business name and USDOT or MC number, if applicable.
- Truck and trailer details, VINs and current values.
- Driver information, usual routes and commodities.
- Current insurance, renewal date and customer requirements, if available.
For Austin jobsite work, bring the contractor agreement and describe any work performed off the public road. Ask the agent to separate vehicle liability from other jobsite exposures before you choose limits.
A quote request starts a conversation. It does not bind coverage or guarantee acceptance, pricing or a response time.
04 / Local questions
Austin questions, answered.
- Is the Austin-area office in Austin or Hutto?
- AJM’s office for the Austin area is in Hutto, not downtown Austin. Use the Hutto address shown on this page for directions. Most Austin clients quote and receive certificates by phone, email or WhatsApp, and visits can be coordinated through the shared AJM line.
- What details matter for dump-truck or aggregate hauling?
- Start with vehicle and trailer configuration, materials hauled, operating radius and loading or unloading activity. Include contractor requirements. Those details help an agent review the request without assuming that all construction hauling has the same exposures.
- Which Austin-area communities does AJM serve?
- AJM works with truckers across the Austin metro, including Manor, Del Valle, Pflugerville, Buda, Kyle, Cedar Park, Leander and Elgin. Where you garage the truck and the routes you run are part of the review, so include both in your quote request.
Austin metro · Travis County
Let’s start with your operation.
Tell us what you haul and where you run. We’ll discuss the next information needed to review your request.
(713) 904-4970 · insurance@truckingservice.net