General liability for trucking operations.
Not everything happens on the road. General liability answers for injuries and property damage at your premises and during loading and unloading — and terminals check it at the gate.
- $1M per occurrence typical
- Loading and unloading exposure
- Additional insured endorsements
General liability
Where the line falls
General liability answers for injuries and property damage at your premises or during loading and unloading. Shippers, warehouses, and terminals routinely require a $1,000,000 per-occurrence limit before they will let you on the property, and many demand additional-insured status on the certificate.
The line: you are off the truck
This side — General liability
The dock, the yard, a customer site, and the act of loading or unloading.
The other side
Once the truck is in motion, what happens is an auto liability question and a different policy answers it.
Primary auto liabilityWhat it answers for
- 01 Injuries to other people at your premises
- 02 Property damage during loading and unloading
- 03 Exposure at a customer site, a warehouse, or a terminal
- 04 Additional insured status when a facility requires it on the certificate
Who asks for it
- 01 Shippers, warehouses, and terminals, commonly at $1,000,000 per occurrence
- 02 Facilities that require additional insured status before granting access
- 03 Transportation agreements that name a general liability limit
Quote desk
Send it once. We market it to every carrier.
Give us the operation details and your MC or USDOT number. An agent pulls your safety profile, shops the risk across our markets, and comes back with real numbers.
We brought back what you entered last time, on this device only.
Get covered
Tell us what you haul. We will build the policy around it.
(713) 904-4970 · insurance@truckingservice.net